I had a default on my credit report that was preventing us from getting a mortgage. The stress it caused my wife and I was horrible. Fix Bad Credit provided us with the light at the end of the tunnel, and we now have our own house! I cannot thank you enough.
"I was very happy to find a great service in Fix Bad Credit. I would definitely recommend their service to anyone who is having difficulty getting a loan."
"I applied for a credit card, and was declined. That’s when I discovered I had an issue with my credit score. Thanks for the team at Fix Bad Credit for making the pain go away. Fantastic to deal with."
"I struggled to get decent credit offers for more than five years. After finally signing up with Fix Bad Credit, my credit score improved within six weeks and I now have a great loan offer! Life-changing."
Getting into debt can happen to anyone, all it takes is a few missed payments and before you know it, you can find yourself overwhelmed by debt, your credit score destroyed, and the stress starts to take control of all aspects of your life.
Asking for help is the hardest part. It’s easy to feel embarrassed, but we’ve helped 100s of customers over the past ten years to become debt free and we can help you too.
Everything starts with a discreet and confidential risk free Credit Assessment to identify your credit woes. Once we understand your personal situation, we will tailor a strategy for improving credit, reducing debt and managing any repayments.
This credit assessment process costs you absolutely nothing, you are under no obligation to move ahead with our recommendations. Whether or not you come on board with us, you will learn valuable insights into your credit situation.
What do you have to lose? Let’s chat, we promise you it’s the first step towards taking back control of your financial situation.
We can help you improve your credit score. Your credit score impacts your ability to be approved for things like mobile phone accounts, credit cards, vehicle finance, personal loans and mortgages.
We can help you to stop the barrage of debt collection calls quickly. You’ll reduce your stress and no longer need to worry every time your phone rings.
We can help you reduce your debt by up to 90%, the remaining balance turned into a low affordable regular payment without interest and without impacting your credit score.
We can help to simplify your repayments. We negotiate with creditors to accept a plan so you can repay an amount over a set period of time that you can reasonably afford.
Sometimes bankruptcy is the best option for your long term financial freedom. We can help you explore what options work best for your unique situation. If Bankruptcy is the option you choose, we have the team to ensure it's as stress free and has minimal impact upon your day to day life as possible.
After our assessment, you'll know exactly what your options are to set you on your way to financial freedom.
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way
We then work with you, providing options for improving your credit, reducing debt and managing any repayments
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.
EM (name has been changed for privacy purposes), a schoolteacher, had recently been through a separation, and found herself left with the debt that her and her partner had spent on setting up their lives together.
EM discovered that not only did she have defaults on her credit report, but it would take her over five years to pay back the debt – and that’s without interest being added. She was feeling overwhelmed by it all and resigned to only ever being able to rent.
How We Helped:
Luckily, EM contacted us at Fix Bad Credit. Her Fix Bad Credit personal debt solution expert assessed her situation and explained some recommended options. After carefully considering her options, EM decided to go ahead and asked us to assist her with the tailored debt solution option she felt best addressed her situation.
12 weeks later the $55,189 debt was settled for a lump sum payment of $9,500. EM is now looking forward to starting the hunt for her own home, 5 years earlier than she thought possible
When Jeff M. came to Fix Bad Credit he had three defaults on his credit report, two with banks and one with a utility company (Electricity provider). Jeff M. is a Painter, and works as a self-employed sole trader. When these three defaults occurred, Jeff M. had not been paid by a builder for a job he had completed 4 months earlier. This had impacted his cash flow, and his ability to pay his bills. Unfortunately, these defaults had a disastrous effect on his credit report, lowering his previously healthy credit score to 412.
How we helped:
After working with Fix Bad Credit Jeff M was now able to secure finance for his business.
“I was very happy to find a great service in Fix Bad Credit. I would definitely recommend their service to anyone who is having difficulty getting a loan.”
“I applied for a credit card, and was declined. That’s when I discovered I had an issue with my credit score. Thanks for the team at Fix Bad Credit for making the pain go away. Fantastic to deal with.”
“I struggled to get decent credit offers for more than five years. After finally signing up with Fix Bad Credit, my credit score improved within six weeks and I now have a great loan offer! Life-changing.”
I had a default on my credit report that was preventing us from getting a mortgage. The stress it caused my wife and I was horrible. Fix Bad Credit provided us with the light at the end of the tunnel, and we now have our own house! I cannot thank you enough.
Get your free credit assessment and consultation with our experienced team. You’ll receive tailored recommendations at no cost and with no obligation.