What’s a financial plan, and why do you need one?
Less than 20% of Australian’s have a financial plan, yet it is reported that 63% of people with a written financial plan say they feel financially stable, compared to only 28% of those without a plan. Put simply, a financial plan is an overview of your goals and the steps you need to take to…View Post
Achieving Financial Freedom
Feeling broke sucks, owing money sucks. Isn’t it time you stopped simply surviving and started living the dream? Everyone has different dreams, and likewise financial freedom looks different to everyone, but the pathway to financial freedom is pretty consistent. In this blog we are going to focus on the first steps to achieving financial freedom,…View Post
A New Year, A New You – why resolutions fail and how to change that
Did you know that, by February, the failure rate of people that set New Year’s resolutions is 80%? That’s right, only 1 in 5 people manage to stick to their resolutions within the first month! This is no state secret. In fact, it’s been used against us for some time. The cigarette industry, for example,…View Post
The Best Way to Manage Personal and Business Debt for a Fresh Start in 2021
“7 million Aussies are losing sleep because of financial concerns” – Spaceship Australia now has the second largest household debt to income ratio in the world, meaning that for every $100 in income, the average Australian household owes $185. Headlines like the above are easy to find in today’s economy. What is not easy to…View Post
Do you know your Business Credit Score, and how to use it to reduce your business debt?
Do you know your Business Credit Score, and how to use it to reduce your business debt? Why do 96% of businesses fail within 10 years? Because they can’t pay their bills. In this blog we are going to tell you how your business credit score can help you improve your cashflow and manage your…View Post
How to be Financially Savvy this Christmas
No one could have predicted 2020, but what we do know is that Christmas will be on the 25th of December. However, there’s no denying that we’ve had bigger things to worry about this year than the coming Christmas period, which is bearing down on us faster than a freight train. So, it would make…View Post