What does my credit score mean?
Anyone who has ever applied for credit has a credit score. The credit reporting agencies in Australia have a credit score range of either 0 – 1000; or 0 – 1200. The higher your credit score the better your credit history.
A low credit score could mean you have a significant negative event on your file such as a court judgement or bankruptcy. You could also have a number of payment defaults along with several credit enquiries.
A near perfect credit score suggests you have a long history of paying your bills on time, have not gone for multiple credit applications over short periods of time and probably have a mortgage and/or investment property, so have a positive record of being disciplined with credit.Get Your Free Credit and Debt Assessment Now
I Need Help Managing DebtDiscover More
I Need Help Fixing my Credit ScoreDiscover More
I Need Help With BankruptcyDiscover More
“I was very happy to find a great service in Fix Bad Credit. I would definitely recommend their service to anyone who is having difficulty getting a loan.”