If you are considering applying for any form of credit, don’t make the same mistake that 73% of other Australians make by applying before you know your score.
If you rely on your lender to discover you have a credit problem, you’re no longer in a position to negotiate for a good deal. With our free credit assessment, you will understand if you’ve been rejected because of your credit report and learn how you can fix your credit.
“Close to one in five Australians have their home loan applications rejected!”
Being rejected because of your credit report shouldn’t happen. Let us make sure it doesn’t happen to you.Fix My Credit Now
Your credit score could be costing you money. You might not realise it, but before any business enters a credit agreement with you, they will do their due diligence which typically starts with a credit check.
With your permission, they will obtain your credit score, and your credit report, and make an assessment based upon the information they find to ensure they are happy with the risk they are assuming (i.e. agreeing to approve your finance).
The higher the score, the more “creditworthy” lenders consider you to be, so if your score is high, you should be able to get better offers from banks and other lenders. A low score can lead to companies being reluctant to lend to you or charging you a higher interest rate. If your score is low, you should find out why, and fix it, as soon as possible. With our free credit assessment, Fix Bad Credit’s credit experts can let you know what’s affecting your credit report.Fix My Credit Now
“What lenders don’t tell you, is that by simply applying for credit, you can lower your credit score, and increase your risk of being declined”
What lenders don’t tell you, is that by simply applying for credit, you can lower your credit score, and increase your risk of being declined.
If you would like to learn how to apply for credit without it impacting your credit score, our team of experts will happily share our industry secrets of how to prevent that from happening to you.
Once the applicant is told that they have been rejected due to an issue on their credit report, they then come to us for assistance.
An adverse listing on your credit report or low credit score can cost you thousands, with the risk of being offered higher interest rates, or even worse, refused credit altogether.
We can help you with both proactive and reactive solutions for your credit score and work with you to not just get you in the best possible position when applying for credit, but share our tips and tricks to keep you there.
Your own personal credit repair expert will review your credit score and report for free, identifying your credit issues and assessing how you can improve your credit worthiness. Fix Bad Credit has a professional relationship with the credit reporting agencies in Australia and a great understanding of what information in your credit report is impacting your credit score.
Your history of managing credit may prevent you from obtaining finance for 5 – 7 years. You will receive personalised, individually tailored options for you to consider for improving your credit.
Your personal credit repair expert will then gain a clear understanding from you on the circumstances in your life at the time of the negative listing(s). The Fix Bad Credit legal team will then request the over 70 documents from your creditors. Once they receive these they will review, investigate, and audit each document to identify legislative and compliance breaches. We then notify the credit provider of the breach, requesting it be removed.
It’s important that you're not just left to it once we've fixed your current credit situation. Fix Bad Credit will continue to work with you to keep you in the best financial shape possible, monitoring your credit score and identifying potential problems before they affect your financial well-being.
“I was very happy to find a great service in Fix Bad Credit. I would definitely recommend their service to anyone who is having difficulty getting a loan.”
“I applied for a credit card, and was declined. That’s when I discovered I had an issue with my credit score. Thanks for the team at Fix Bad Credit for making the pain go away. Fantastic to deal with.”
“I struggled to get decent credit offers for more than five years. After finally signing up with Fix Bad Credit, my credit score improved within six weeks and I now have a great loan offer! Life-changing.”
I had a default on my credit report that was preventing us from getting a mortgage. The stress it caused my wife and I was horrible. Fix Bad Credit provided us with the light at the end of the tunnel, and we now have our own house! I cannot thank you enough.
Do you know your credit score and what is on your credit report? You’ll probably be blown away to learn that over 73% of Australians simply are not aware of what information is currently on their credit report or have no idea of their credit score. WOW!!
At Fix Bad Credit we believe in proactive credit solutions that allow you to understand and be aware of any concerns before you even apply for credit.
For over a decade, the professional team at Fix Bad Credit have provided their unparalleled expertise in assisting everyday Australians just like you, to ensure they are in the best position possible, as we work with you to get you approved for credit.Fix My Credit Now
Get your free credit assessment and consultation with our experienced team. You’ll receive tailored recommendations at no cost and with no obligation.