Book Your Free Credit Report Review 

Receive personalised insights into your credit report and take charge of your finances

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How to Get Your Free Credit Report Reviewed 

Understanding your credit score is vital, but knowing what your free credit report reveals is equally important. In Australia the credit landscape has recently changed. You can now obtain your free credit reports from the two major bureaus: Equifax and Experian. Since Experian has now integrated with illion, your Experian report provides a consolidated view of your credit history across both former systems. 

Here’s how to get your free credit report reviewed effectively:

Request Your Free Credit Report

To start, simply access your free credit report from the two main credit reporting bureaus - Equifax and Experian. You can easily obtain these reports online by completing a simple application to ensure you have a complete picture of your financial standing.

Conduct a Thorough Credit Report Check:

Once you receive your report, carefully review it for any inaccuracies or unusual entries. Check for errors in personal details, outdated information, or unexpected credit enquiries. 

Utilise Our Free Credit Report Review Service:

To ensure a comprehensive review, use our free credit report review service. With this complimentary service, you’ll receive a copy of your Equifax Credit Report and a free credit check. One of our credit specialists will assist you in interpreting your credit report, identifying potential issues. This thorough examination will identify discrepancies or missed payments that might be dragging down your credit score. We’ll then provide you with actionable insights and strategies to enhance your credit profile.

Whether you’re seeking to understand your credit report better or need specific advice on improving your free credit score, we’re here to assist. With our guidance, you can take proactive steps to boost your credit rating and achieve your financial goals.

Remember, a well-reviewed credit report is the first step towards a healthier financial future. Check your credit report for free today and let us help you navigate the path to better credit. 

Book Your Free Credit Report Review

To get a comprehensive review of your credit report, follow these simple steps:

Step 1: Obtain Your Credit Report

Make sure you have your most recent credit report. If you don’t have one, we can arrange a free credit report for you from Equifax.

Step 2: Schedule Your Review

Fill out the form to book a convenient time for your review call. We’ll send you reminders 2 hours and then 15 minutes before the scheduled appointment.

Step 3: Save Our Contact Information

Save our contact number 1300 406 172 in your phone to ensure you don’t miss our call.

Step 4: Prepare for the Call

Have your PC or tablet ready with your credit report open. This will help us review your report efficiently and provide you with detailed, personalised advice on improving your credit score.
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See What others are saying

Keegan Mason
Keegan Mason
★★★★★
2 weeks ago
CJ's communication throughout the process and knowledge in the credit repair space has been outstanding. His initial phone call was highly professional and thorough taking me through the entire credit report, where things are good and where improvement is required. He then offered me expert advice on how the broker can avoid similar mistakes moving forward. He called me back today to say the bad/ missed payment item had been removed from my file and will be off my credit report by next week. How easy! Well done CJ, highly recommend his services.
Rae Lee
Rae Lee
★★★★★
1 month ago
I contacted Fix bad Credit on a Saturday afternoon. They called me straight back. CJ listened ed to what I wanted to achieve, went through my credit report with me, and explained what everything means, and how it all works. Instead of selling me something I don’t need, he told me what I needed to do at no cost and has now put me in touch with someone who can get me my finance for my home.
Crystal Haines
Crystal Haines
★★★★★
3 weeks ago
CJ has been fantastic! When I called Fix Bad Credit Pty Ltd to get an understanding of their services and pricing I was not expecting SUCH great service. CJ thoroughly explained my partners credit report to me in a way that I could grasp a great understanding of what everything on the report meant. CJ also gave me some fantastic tips to help myself and my partner better prepare our credit records so we can in the next 12 months obtain a home loan. I found CJ extremely professional, kind and incredibly helpful. I’m very grateful for his advice and time.
Keegan Mason
Keegan Mason
★★★★★
2 months ago
CJ's communication throughout the process and knowledge in the credit repair space has been outstanding. His initial phone call was highly professional and thorough taking me through the entire credit report, where things are good and where improvement is required. He then offered me expert advice on how the broker can avoid similar mistakes moving forward. He called me back today to say the bad/ missed payment item had been removed from my file and will be off my credit report by next week. How easy! Well done CJ, highly recommend his services.
Brianna Delaporte
Brianna Delaporte
★★★★★
4 months ago
CJ was fabulous to deal with from start to finish. From the speedy turnaround after my first request for information, and every dealing after that, the whole process was around two to three weeks. We felt like CJ provided us with great information about the process up front and was overly communicative throughout. For anyone who has an issue with a blip on their credit report, we highly recommend working with CJ to get it sorted.
Rebecca Bray
Rebecca Bray
★★★★★
3 months ago
After a relationship breakdown and separation, I needed help from CJ to repair a bad credit rating. From the very first meeting CJ was understanding, helpful and knowledgeable in all aspects of my situation. The communication, feedback, updates and attention to detail have been 5 star!! A positive outcome means I can start to get my life back on track and move forward financially. So very grateful. Thank you CJ
Charmaine Simpson
Charmaine Simpson
★★★★★
4 months ago
We had the pleasure of using Fix Bad Credit to remove an RHI. CJ was thorough and informative throughout the whole ordeal, keeping us up to date, and just truly made the whole experience a breeze for us. Highly recommend CJ and the team!
Andrew Lambie
Andrew Lambie
★★★★★
2 months ago
Where do I start? I was advised to use a credit repair business based over east. Well. What a waste of time that was. I then found CJ… and let me tell you, he is brilliant at his job. He managed to reach out to the credit provider and have it removed from Equifax. Don’t waste time looking for someone else. Get onto CJ at Fix Bad Credit… Seriously, you will not be disappointed.
Jules Moore
Jules Moore
★★★★★
4 months ago
Wow - I was really impressed with the support I received from CJ in resolving a credit issue. He was prompt in responding, friendly, helpful and professional. With the support I received from Fix Bad Credit Perth I am now able to buy a family home which was not going to be possible. Thank you! If I could give 6 stars I would.
unmi akinyemi
unmi akinyemi
★★★★★
4 months ago
CJ and the team is an absolute legend. Very professional , explained the process to me. They were able to have a default taken off which seemed so impossible. Best in the business. So very grateful.

Importance of the Review

Why You Should Review Your Credit Report

Regularly reviewing your credit report is crucial for maintaining your financial health. A thorough credit report check allows you to identify and correct errors, understand your current credit standing, and make informed financial decisions. Whether you need to get your credit report for the first time or want to check your credit rating, regular reviews help you stay on top of your financial situation. By spotting inaccuracies and tracking changes, you can prevent potential issues and improve your credit score, which can lead to better financial opportunities.

What We’ll Cover in Your Review

During your review, we’ll meticulously examine your full credit report, identifying any discrepancies or areas of concern. We offer tailored advice to address issues and help you enhance your credit score. Our aim is to provide you with the insights and strategies needed to manage your credit effectively, improving your financial outlook and increasing your chances of securing favourable credit terms.

Preparing for the Review

Before your review, ensure your credit report is accessible on your device. If you need help obtaining your report, we can assist you in getting a free credit report from one of the leading credit reporting bodies, Equifax. Proper preparation ensures a smooth, productive session, enabling us to provide you with the most accurate and actionable advice.

Hear from Those We've Helped

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Frequently Asked Questions?

What is Credit Repair

Yes, our credit report review service is entirely free. We are committed to providing you with  personalised guidance on your credit score at no cost. There are no hidden fees or charges involved in our service. We want to ensure that everyone has access to valuable insights and advice to manage their credit effectively without worrying about expenses. 

If you don’t have an updated credit report, don’t worry. We can help you get a free credit report from Equifax before your review. This ensures that we have the most current information to work with, allowing us to provide you with accurate advice and support, tailored to your financial situation. 

No, checking your own credit report does not impact your credit score. This is known as a “soft enquiry,” which does not affect your credit rating. You can safely check your credit for free without any concern about it influencing your score. 

For the credit report review, you’ll need access to your PC or tablet with your credit report open. This setup allows us to review your full credit report together, address any questions you may have, and provide real-time feedback and advice. 

The credit report review typically takes around 30 minutes. The duration can vary depending on the complexity of your credit report. During this time, we will thoroughly examine your report and cover all essential details to ensure you have a clear understanding of your credit status. 

Yes, you can easily reschedule your credit report review. Simply contact us, and we will arrange a more convenient time for you. We aim to be flexible and accommodating to fit your schedule and ensure you receive the support you need. 

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